.footer {  font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 60% }

.header { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 110%; font-weight: bold; color: #102838 }

.title { font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; padding-left: 25px; }

.subtitle { font-family: Verdana, Arial, Helvetica, sans-serif; font-weight: bold; padding-top: 30px; }

body {  background-color: #F0F0F0 }

.fifty { margin-left: 50px }

.talk { font-family: Georgia, "Times New Roman", Times, serif }

.lnk { font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 75%; font-weight: bold }

DIV.padd { padding: 1% }

DIV.mid { padding: 2% }

DIV.epad { padding: 10px }

A { text-decoration: none }

UL { list-style-type: circle }

H3 { text-align: center; font-family: Verdana, Arial, Helvetica, sans-serif }

.quoth { margin-left: 15px; font-family: Arial, Helvetica, sans-serif; font-size: 80% }

.san { font-family: Arial, Helvetica, sans-serif }

.smsan { font-family: Arial, Helvetica, sans-serif; font-size: 75% }